The Bank of England Governor Andrew Bailey isn't mincing words. He sees a global "wrestle" brewing over stablecoin regulation, and the US is squarely in his crosshairs.
Parker, a once-hyped fintech for e-commerce businesses, has abruptly filed for bankruptcy, leaving customers in the lurch and raising questions about its banking partners' oversight. This collapse signals deeper issues within the specialized fintech lending space.
Turns out crime doesn't pay. Especially when you're caught by the FCA after trying to exploit fintech. This money launderer learned that the hard way.
Emerging markets are no longer just trading crypto; they're banking on it. Binance reveals a striking trend: users in these regions are increasingly treating exchanges as their primary financial institutions.
For decades, Latin Americans have navigated a financial minefield of devaluations, inflation, and credit scarcity. Now, DeFi is quietly stepping in, not as a fringe experiment, but as a pragmatic set of tools finally accessible to everyday consumers.
Kraken's parent company is making a major play for federal legitimacy, filing for a national trust company charter with the OCC. This move signals a bold step towards integrating digital assets into the traditional banking system.
The long-awaited Clarity Act, meant to legitimize crypto in the U.S., faces a crucial hurdle. Banks say a new compromise on stablecoin yields is riddled with loopholes, potentially undermining traditional deposits.
The former CEO of a failed Oklahoma bank has admitted to bank fraud. He now faces a steep penalty.
A critical Senate hearing is set for Thursday, potentially unlocking the Clarity Act. This legislation could redefine the digital asset landscape, but industry voices still express reservations.
The fragile hope for peace in the Middle East evaporated, sending ripples through the financial markets and nudging average mortgage rates upward. Mixed domestic economic signals further complicate the outlook.
Quarterly fintech data, supposedly kept under wraps until official release, has been unceremoniously leaked. What does this sudden data dump reveal about the state of disruptive finance in early 2026?
Borrowers can buy a latte in seconds but a mortgage still takes weeks. Now, agentic AI is here to change that, promising to turn a weeks-long ordeal into something resembling a digital transaction.
Mortgage processing in the UK just got a whole lot smarter. OMS is betting big on AI to trim compliance headaches, and the early numbers are… interesting.
Another bank thinks AI is the silver bullet. Customers Bank is betting big on OpenAI for its commercial operations, but let's not get ahead of ourselves.
Forget glacial bank transfers. Gen Z wants cash *now*, and credit unions are surprisingly stepping up to the plate, proving they're not just for your grandparents anymore.
Reliance Bank, a unique institution with roots in The Salvation Army, is betting big on its digital future. They've just tapped Temenos' cloud-native platform to power a massive transformation.
Figure is launching a bold assault on the traditional mortgage market, promising massive cost savings for borrowers by ditching Fannie Mae and Freddie Mac. Their weapon? A blockchain platform promising lightning-fast approvals and near-elimination of origination fees.
The rate-cut party is over before it even began for many on Wall Street. Yet, Bitcoin seems to be getting a different memo, shrugging off macro pessimism.
The same old problems plague small business lending. Apparently, banks haven't figured out how to move faster. AI might help, but don't hold your breath.
It turns out those digital-first banking apps aren't just for show. A new JD Power report reveals fintechs are making serious headway, even snagging high-value customers. But don't write off the old guard just yet.