In-depth coverage of the latest Lending & Credit developments, trends, and analysis — curated daily.
The days of fintechs playing nice with sponsor banks are fading. Now, they're building their own infrastructure, and the fight for control is on.
Block's $200 billion credit operation is a masterclass in alternative underwriting. Banks are leaving 100 million Americans behind by clinging to outdated data.
Forget the doomsaying. Private credit isn't collapsing, but a frantic push into retail has created some very real structural headaches.
nCino, the fintech darling of North Carolina, just announced a significant partnership with Raiffeisenbankengruppe Oesterreich. This deal brings their AI-powered lending platform to one of Europe's largest cooperative banking groups.
Vernon Building Society is upgrading its mortgage operations with FintechOS's new platform, bypassing a full core system replacement. The move focuses on agility and AI-driven efficiency, running 'above the core.'
Forget what Grandpa told you about cash flow. The new working capital game in agriculture is all about how well you can jiggle your balance sheet, and not everyone’s coming out ahead.
Borrowers ditch clunky mortgage apps faster than ever. nCino's webinar cuts through the noise: here's how lenders actually scale personalisation without breaking the bank or regulators.
Scale-up owners, rejoice—or at least breathe easier. Lombard's new pact with Simply Asset Finance injects NatWest's deep pockets into nimble tech lending, potentially unlocking faster cash for UK SMEs tired of red tape.
Inflation's crushing 58% of small businesses. Now, embedded B2B finance is stepping in, turning platforms into financial lifelines— but does it really solve the cash crunch?
Imagine swiping your card for coffee, and AI instantly weighs your habits, location, even the weather to greenlight it. That's the new reality of real-time credit decisioning shaking up finance.
Lost your home to a mortgage that doubled overnight? That's not a nightmare—it's Colombia's banking norm. Addi CEO Santiago Suarez lived it, and now he's gunning to rewrite the rules.
Vegas was primed for AI fireworks. Instead, cash flow underwriting crashed the party, exposing how lender applicant pools have turned riskier overnight.