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Lending & Credit

Admiral Money Taps Open Banking for Smarter Credit Pricing

Admiral Money is ditching some traditional credit checks for AI-powered insights drawn from open banking data. The move signals a deeper shift in how lenders are assessing risk and, crucially, pricing loans.

5 min read 2 weeks, 1 day ago
A graphic illustrating various retail and telecom logos converging into a central digital wallet icon.
Digital Banking

Retailers' Banking Ambitions: A New Era for Your Wallet

Forget clunky apps and distant branches. Your favorite store or mobile provider might soon be managing your money, and it's a lot more profound than a new loyalty perk.

7 min read 4 weeks ago
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Payments & Transfers

Tribe Payments Joins EPAA: Asia Payments Shakeup?

Your next cross-border payment might feel this. Tribe Payments, the issuer-acquirer specialist, just plugged into Asia's EPAA network—promising smoother ties with banks and fintechs. Skeptical? You're not alone.

4 min read 1 month, 1 week ago
Credit union executives networking with fintech leaders at FinovateSpring Spotlight
Digital Banking

Credit Unions' $2.4T Surge: Fintech Lifeline or Hype at FinovateSpring?

Credit unions added 2.4 million members last year, swelling assets to $2.43 trillion. But with AI crooks and embedded finance lurking, FinovateSpring's Spotlight promises fintech fixes—worth the hype?

5 min read 1 month, 2 weeks ago
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Digital Banking

OnePay's Workday Deal: Financial Lifeline for Workers or Employer Perk Trap?

57% of Americans scrape by paycheck to paycheck, per recent LendingClub data. Now OnePay's cozying up to Workday — but who's really cashing in on your financial stress?

5 min read 1 month, 2 weeks ago

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