VibePay and Smartlayer didn't fail because their ideas were bad. They failed because the entire venture-backed fintech playbook has run out of steam.
Visa runs a "super validator." Fidelity built its own network. Sumitomo Corp just went live on three blockchains. This isn't about investing in crypto—it's about owning the rails.
Nishad Singh's settlement with regulators shows a troubling pattern: in crypto's biggest fraud, cooperation buys leniency. But does it actually serve justice?
Ninety percent of the nation's top credit unions report winning small business loyalty through digital payments. But SMBs aren't sold yet—they're just biding time.
Everyone figured Gen Z would stick to one wallet app forever. Wrong—they swap BNPL for big splurges and installments for the grind, chasing outcomes over loyalty.
Finovate's eighth annual awards are calling for entries, zeroing in on fintechs and banks delivering real results. In a market craving substance over buzz, this is your shot to stand out.
nCino's revenue grew just 13% last year to $477 million, lagging fintech peers. Enter Keith Kettell, the new CRO tasked with turbocharging sales.
Qover's fresh $12 million infusion signals confidence in embedded insurance's explosive growth. But with $100M+ raised already, is this the scale-up Europe needs?
A quiet email hit Fi users' inboxes this week: banking on the app is done. The neobank born from Google Pay alums is ditching savings accounts for AI ambitions.
Banks? Slow giants, right? Wrong. U.S. Bank's Meghan Kober is flipping the script with applied foresight, turning trends into a participation economy where everyone — businesses, partners, customers — thrives together.
Cross River didn't just scrape by — it reeled in $50 million fresh capital, eyes locked on AI and crypto. In a year when fintech wallets are thinner than ever, this move screams confidence — or calculated risk.
AI agents promised to run wild on the web. One glitch: they couldn't pay for squat. Stripe's Machine Payments Protocol aims to fix that, but who's really cashing in?
Two more UK fintech hopefuls—VibePay's payments app and SmartLayer's AI home finance tool—just called it quits. It's a stark reminder of the sector's funding freeze.
A bank's core system glitches, spitting out compliance nightmares. Now the OCC is circling, and one consultant says it's time providers paid up.