What does JPMorgan's Kinexys Liink's Confirm application do?

It provides account and payee verification capabilities to help ensure that the intended recipient of a payment is correct before a transaction is finalized.

How does this partnership address real-time payment fraud?

By embedding account and payee verification directly into payment workflows, the partnership aims to identify and prevent fraudulent transactions before funds are transferred, mitigating the irreversibility of instant payments.

Is this integration available to all banks?

The partnership focuses on integrating JPMorgan's capabilities into ACI Worldwide's solutions, making these enhanced fraud prevention tools available to financial institutions that utilize ACI's platform.

💳 Payments & Transfers

JPMorgan & ACI Fight Real-Time Payment Fraud

The clock ticks faster for fraudsters when payments are instant and irreversible. Now, JPMorgan and ACI Worldwide are racing to build a digital moat around real-time transactions.

Fintech Rundown Apr 27, 2026 4 min read

A digital representation of interconnected payment systems with security icons, signifying a secure transaction flow.

⚡ Key Takeaways

JPMorgan and ACI Worldwide are integrating account and payee verification into real-time payment workflows. 𝕏
The partnership aims to combat rising fraud in instant payments by authenticating transactions *before* funds are transferred. 𝕏
This move signifies a shift towards proactive, embedded security in modern payment infrastructure. 𝕏

Written by

Aisha Patel

Former ML engineer. Covers computer vision, robotics, and multimodal systems from a practitioner perspective.

#ACI Worldwide #JPMorgan #account verification #financial crime #payment fraud #real-time payments

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Originally reported by PYMNTS

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